河北经贸大学学报
河北經貿大學學報
하북경무대학학보
JOURNAL OF HEBEI UNIVERSITY OF ECONOMICS AND TRADE
2015年
3期
72-75
,共4页
小微企业%融资%小额贷款%民间借贷%票据贴现%融资渠道%融资成本%还贷能力%网络融资
小微企業%融資%小額貸款%民間藉貸%票據貼現%融資渠道%融資成本%還貸能力%網絡融資
소미기업%융자%소액대관%민간차대%표거첩현%융자거도%융자성본%환대능력%망락융자
small and micro businesses%financing%petty loan%private lending%notes discounted%financing channels%financing cost%repayment ability%network financing
目前县域小微企业存在融资渠道窄、融资效率低等问题，造成小微企业发展缓慢甚至停滞。分析表明，扩展和改善县域小微企业融资方式，如引进网络融资、加大风险投资、推广融资租赁方式、建立区域性小额资本市场和专业性中小金融机构等不失为解决县域小微企业融资难的较优选择。
目前縣域小微企業存在融資渠道窄、融資效率低等問題，造成小微企業髮展緩慢甚至停滯。分析錶明，擴展和改善縣域小微企業融資方式，如引進網絡融資、加大風險投資、推廣融資租賃方式、建立區域性小額資本市場和專業性中小金融機構等不失為解決縣域小微企業融資難的較優選擇。
목전현역소미기업존재융자거도착、융자효솔저등문제，조성소미기업발전완만심지정체。분석표명，확전화개선현역소미기업융자방식，여인진망락융자、가대풍험투자、추엄융자조임방식、건립구역성소액자본시장화전업성중소금융궤구등불실위해결현역소미기업융자난적교우선택。
It is found that financing problems of small and micro businesses including narrow financing channels, low financing efficiency, resulting in slow growth or even stagnation. Therefore, there are need to improve small and micro businesses financing methods such as introducing the web financing, increasing risk investment, generalizing finance lease method, establishing regional small capital market and professional small and medium-sized financial institutions, etc measures which can be the superior choices to settle the problem of Small and micro businesses financing.
