CAJ | 학술논문

从金融犯罪谱系中可以分解出民间金融活动孳生的金融犯罪这一亚群体，这类犯罪与来自于金融机构内部的犯罪有不同的特征，与我国的经济、金融环境形成较强的路径依赖关系。从犯罪机理上看，受到信息不对称、投机底线模糊、金融风险传染、不良地域文化侵润等方面的影响。
종금융범죄보계중가이분해출민간금융활동자생적금융범죄저일아군체，저류범죄여래자우금융궤구내부적범죄유불동적특정，여아국적경제、금융배경형성교강적로경의뢰관계。종범죄궤리상간，수도신식불대칭、투궤저선모호、금융풍험전염、불량지역문화침윤등방면적영향。
As a branch of financial crimes, nongovernmental financial crimes are different from internal crimes, because the former arises from the special economic economic and financial environments of China. From the perspective of crime mechanisms, this kind of crime is induced by the asymmetry in information, the fuzziness in speculation, the communication in financial risks and the infiltration in bad regional culture.