CAJ | 학술논문

建立全面的风险管理系统既是银行自身高速发展的需要，也是银监会对于各商业银行监管的要求。论文针对银行的风险管理系统建设目标，以及对系统建设的风险管理信息系统技术需求，从 IT 用户层、源数据层、数据转换层、数据服务层、中间服务层、信息访问层、用户层7个方面对风险系统的整体架构进行阐述。经过实践证明，银行风险管理信息系统体系架构的设计能满足风险管理系统建设的既定目标。
건립전면적풍험관리계통기시은행자신고속발전적수요，야시은감회대우각상업은행감관적요구。논문침대은행적풍험관리계통건설목표，이급대계통건설적풍험관리신식계통기술수구，종 IT 용호층、원수거층、수거전환층、수거복무층、중간복무층、신식방문층、용호층7개방면대풍험계통적정체가구진행천술。경과실천증명，은행풍험관리신식계통체계가구적설계능만족풍험관리계통건설적기정목표。
To set up an overall risk management system is the requirement of a bank for its high speed devel-opment,and the supervision demand of China Banking Regulatory Commission(CBRC). According to the bank′s risk management system construction goal,as well as the technical requirements of the system construction,a new system structure from the IT user layer,data layer,data conversion layer,data service layer,middle service layer,information access layer,user layer on the 7 aspects of risk system framework was discussed in this paper, and it will meet the objective of the bank′s risk management.