CAJ | 학술논문

山东省摒弃过去农户联保随机组合的不稳定要素，引入了有产业利益关联的农业产业化龙头企业生产合作社以及有血缘关系、有稳定收入来源的农户成年子女作为贷款担保人，实施农户贷款增信工程，为缓解农户贷款难、担保难问题做了有益探索。
산동성병기과거농호련보수궤조합적불은정요소，인입료유산업이익관련적농업산업화룡두기업생산합작사이급유혈연관계、유은정수입래원적농호성년자녀작위대관담보인，실시농호대관증신공정，위완해농호대관난、담보난문제주료유익탐색。
Shandong introduced interests associated agricultural leading enterprises and farmers’ adult children with a stable source of income as guarantors to slam the door unstable elements caused by coinsurance random combina-tion. It has made a beneficial exploration in increasing household credit, alleviating loan difficulties and solving the guarantee difficult problem.