工程经济
工程經濟
공정경제
ENGINEERING ECONOMY
2015年
4期
116-123
,共8页
供应链金融%小微企业%可行性分析%融资模式
供應鏈金融%小微企業%可行性分析%融資模式
공응련금융%소미기업%가행성분석%융자모식
supply chain finance%small and micro enterprises%feasibility analysis%financing mode
小微企业在国民经济中发挥着举足轻重的作用，但融资难问题已经成为制约其发展的瓶颈。供应链金融是缓解小微企业融资困境的新途径，为解决小微企业融资难问题提供了新的思路。本文通过环境分析、收益分析、风险分析，论证了供应链金融在小微企业中应用的可行性，面对当前常用的应收账款融资、保兑仓融资、动产质押融资三种供应链金融模式，在分析其特点和优劣的基础上，结合小微企业自身的特点和融资情况，具体论述了三种供应链金融模式在小微企业的适用情形。
小微企業在國民經濟中髮揮著舉足輕重的作用，但融資難問題已經成為製約其髮展的瓶頸。供應鏈金融是緩解小微企業融資睏境的新途徑，為解決小微企業融資難問題提供瞭新的思路。本文通過環境分析、收益分析、風險分析，論證瞭供應鏈金融在小微企業中應用的可行性，麵對噹前常用的應收賬款融資、保兌倉融資、動產質押融資三種供應鏈金融模式，在分析其特點和優劣的基礎上，結閤小微企業自身的特點和融資情況，具體論述瞭三種供應鏈金融模式在小微企業的適用情形。
소미기업재국민경제중발휘착거족경중적작용，단융자난문제이경성위제약기발전적병경。공응련금융시완해소미기업융자곤경적신도경，위해결소미기업융자난문제제공료신적사로。본문통과배경분석、수익분석、풍험분석，론증료공응련금융재소미기업중응용적가행성，면대당전상용적응수장관융자、보태창융자、동산질압융자삼충공응련금융모식，재분석기특점화우렬적기출상，결합소미기업자신적특점화융자정황，구체논술료삼충공응련금융모식재소미기업적괄용정형。
Small and micro enterprises play a pivotal role in the national economy, but the problem of financing has be?come an important bottleneck restricting its development. Supply chain finance is the new way to ease the financing diffi?culties of small and micro enterprises,it provides a new way to solve the financing problem of small and micro enterprises. Through environment analysis, benefit analysis, risk analysis, the paper demonstrates the feasibility of the application of supply chain finance in small and micro enterprises. Faced with the current popular modes of supply chain finance such as accounts receivable financing, confirming storage financing, chattel mortgage financing, this paper discusses the appli?cable case of the three kinds of supply chain finance modes in small and micro enterprises on the basis of analyzing their advantages and disadvantages and combining with the characteristics and the financing situation of the small and micro enterprises.
