CAJ | 학술논문

P2 P网贷业近几年在我国发展势头迅猛，各个行业各路资本纷纷进入其中。在监管政策尚未出台的情况下，须及时厘清该行业发展过程中存在的监管缺失、平台担保等主要问题。在借鉴国际P2 P网贷平台发展经验的基础上，提出了相应的解决问题的建议措施。
P2 P망대업근궤년재아국발전세두신맹，각개행업각로자본분분진입기중。재감관정책상미출태적정황하，수급시전청해행업발전과정중존재적감관결실、평태담보등주요문제。재차감국제P2 P망대평태발전경험적기출상，제출료상응적해결문제적건의조시。
The Peer-to-Peer network lending platforms have grown rapidly in recent years in China.These platforms have attracted many venture capital investments.We should clarify the main problems such as the lack of supervision, platform guarantee etc, in its development.The paper proposes solutions on the basis of the experience of those international p2p network lending plat-forms.