科技广场
科技廣場
과기엄장
SCIENCE TECHNOLOGY PLAZA
2015年
3期
166-171
,共6页
新常态%车险%精细化%管理
新常態%車險%精細化%管理
신상태%차험%정세화%관리
New Normal%Car Insurance%Elaboration%Management
本文以“经济新常态”为背景,立足当前财险行业中的车险业务,从行业层面和公司层面介绍了我国车险业务面对的挑战,分析新常态下对车险业务发展的要求,结合财险行业特点,从建立行业联动机制、经营分析机制、承保控制机制、理赔管控机制、资源配置机制、客户服务机制、监督考核机制七个方面进行研究,对车险业务精细化管理作出思考和探讨。
本文以“經濟新常態”為揹景,立足噹前財險行業中的車險業務,從行業層麵和公司層麵介紹瞭我國車險業務麵對的挑戰,分析新常態下對車險業務髮展的要求,結閤財險行業特點,從建立行業聯動機製、經營分析機製、承保控製機製、理賠管控機製、資源配置機製、客戶服務機製、鑑督攷覈機製七箇方麵進行研究,對車險業務精細化管理作齣思攷和探討。
본문이“경제신상태”위배경,립족당전재험행업중적차험업무,종행업층면화공사층면개소료아국차험업무면대적도전,분석신상태하대차험업무발전적요구,결합재험행업특점,종건립행업련동궤제、경영분석궤제、승보공제궤제、리배관공궤제、자원배치궤제、객호복무궤제、감독고핵궤제칠개방면진행연구,대차험업무정세화관리작출사고화탐토。
This paper, under the background of "the new economic norm ", based on the current car insurance business of property insurance industry, describes the challenges faced by our car insurance business from the in-dustry level and company level, analyzes the requirements for car insurance business under the new normal. By combining with the characteristics of property insurance industry, the paper takes a research from seven aspects to establish industry linkage mechanism, business analysis mechanism, insurance control mechanism, claims control mechanism, resource allocation mechanism, customer service mechanism and supervision and evaluation mecha-nism. The paper thinks and discusses on the elaborate management of car insurance business.