CAJ | 학술논문

从20世纪末开始，随着我国经济的发展和农村务工人员大量进入城市，农民工医疗保险制度在我国逐渐确立并广泛实行。我国比较典型的农民工医疗保险有综合模式、单独模式和混合模式三种，其各有自身的优势。当前，农民工参与医疗保险的比例偏低，主要原因是农民工收入与参保费用的冲突、医疗资源供需问题和农民工群体流动性与固定制度的矛盾等。可以根据农民工流动性和市民化程度的差异，为不同类型的农民工群体提供不同模式的医疗保险措施，进一步完善农民工的医疗保险制度，提高农民工的医疗保障水平。
종20세기말개시，수착아국경제적발전화농촌무공인원대량진입성시，농민공의료보험제도재아국축점학립병엄범실행。아국비교전형적농민공의료보험유종합모식、단독모식화혼합모식삼충，기각유자신적우세。당전，농민공삼여의료보험적비례편저，주요원인시농민공수입여삼보비용적충돌、의료자원공수문제화농민공군체류동성여고정제도적모순등。가이근거농민공류동성화시민화정도적차이，위불동류형적농민공군체제공불동모식적의료보험조시，진일보완선농민공적의료보험제도，제고농민공적의료보장수평。
From the 1990s, with the development of the economy, many peasants flooded into big cities and the system of medical insurance has been gradual y estab-lished and has been put into practice. There are three typical mode of medical insurance for immigrant workers:comprehensive mode, independent mode and mixed mode, al of which have advantages of their own. At present, the number of immigrant workers who are insured are relatively smal , mainly because of the contradictions between the income of these workers and the cost of the insurance, between the need and supply of the medical resources, between the mobility of these people and the fixation of the institution. To improve the standard of medical insurance for immigrant workers, the government should provide different insurance modes for different groups of immi-grant workers and further perfect the medical insurance system for immigrant workers.