对外经贸
對外經貿
대외경무
Heilongjiang Foreign Economic Relations and Trade
2015年
5期
89-90
,共2页
商业银行%信用风险%信息披露
商業銀行%信用風險%信息披露
상업은행%신용풍험%신식피로
commercial banks%credit risk%information disclosure
商业银行风险信息披露有利于提高银行绩效并强化市场约束力。新巴塞尔协议和我国《商业银行信息披露办法》均对商业银行信用风险信息披露做出了明确规定，但我国相关披露标准与新巴塞尔协议存在一定差距。通过对我国商业银行信用风险披露情况进行分析，提出优化信用风险计量方法、健全信用风险管理制度、完善信用风险信息披露内容等对策建议。
商業銀行風險信息披露有利于提高銀行績效併彊化市場約束力。新巴塞爾協議和我國《商業銀行信息披露辦法》均對商業銀行信用風險信息披露做齣瞭明確規定，但我國相關披露標準與新巴塞爾協議存在一定差距。通過對我國商業銀行信用風險披露情況進行分析，提齣優化信用風險計量方法、健全信用風險管理製度、完善信用風險信息披露內容等對策建議。
상업은행풍험신식피로유리우제고은행적효병강화시장약속력。신파새이협의화아국《상업은행신식피로판법》균대상업은행신용풍험신식피로주출료명학규정，단아국상관피로표준여신파새이협의존재일정차거。통과대아국상업은행신용풍험피로정황진행분석，제출우화신용풍험계량방법、건전신용풍험관리제도、완선신용풍험신식피로내용등대책건의。
Commercial bank risk information disclosure can improve bank performance and strengthen market binding.New Ba-sel Agreement and the measures for the commercial bank information disclosure in our country have made clear commercial Banks credit risk information disclosure rules But there is a certain gap tetween our country related disclosure standards and the New Basel Agreement.Through the disclosure of our country commercial bank credit risk analysis,this paper put forward coun-termeasures and suggestions to optimize the credit risk measurement methods, perfect the credit risk management system, per-fect the credit risk information disclosure content.
