经济研究导刊
經濟研究導刊
경제연구도간
ECONOMIC RESEARCH GUIDE
2015年
14期
97-99
,共3页
统筹%城乡基本医疗保险制度%城乡一体化
統籌%城鄉基本醫療保險製度%城鄉一體化
통주%성향기본의료보험제도%성향일체화
urban%urban and rural basic medical insurance system%urban and rural integration
我国虽然已经建立起覆盖全民的基本医疗保险制度,但同时我们也该看到,由于制度的历史性问题,该保障制度存在非常明显的碎片化特征。具体说,就是我国基本医疗保险制度参保人群的区分是以是否就业、不同行政区以及城市与农村的差别为参照的,其能获得的保险待遇、基金管理都存在巨大差异,造成了城乡医疗保障之间的不公平现象,缺乏可持续性。为解决基本医疗保险制度的“二元”性,我国应当尽快推进统筹城乡医疗保险制度,因此,将主要探讨城乡基本医疗保障制度现状,以及统筹城乡基本医疗保障制度实施路径,并提出具体的整合框架与建议。
我國雖然已經建立起覆蓋全民的基本醫療保險製度,但同時我們也該看到,由于製度的歷史性問題,該保障製度存在非常明顯的碎片化特徵。具體說,就是我國基本醫療保險製度參保人群的區分是以是否就業、不同行政區以及城市與農村的差彆為參照的,其能穫得的保險待遇、基金管理都存在巨大差異,造成瞭城鄉醫療保障之間的不公平現象,缺乏可持續性。為解決基本醫療保險製度的“二元”性,我國應噹儘快推進統籌城鄉醫療保險製度,因此,將主要探討城鄉基本醫療保障製度現狀,以及統籌城鄉基本醫療保障製度實施路徑,併提齣具體的整閤框架與建議。
아국수연이경건립기복개전민적기본의료보험제도,단동시아문야해간도,유우제도적역사성문제,해보장제도존재비상명현적쇄편화특정。구체설,취시아국기본의료보험제도삼보인군적구분시이시부취업、불동행정구이급성시여농촌적차별위삼조적,기능획득적보험대우、기금관리도존재거대차이,조성료성향의료보장지간적불공평현상,결핍가지속성。위해결기본의료보험제도적“이원”성,아국응당진쾌추진통주성향의료보험제도,인차,장주요탐토성향기본의료보장제도현상,이급통주성향기본의료보장제도실시로경,병제출구체적정합광가여건의。
Our country although already established universal coverage of basic medical insurance system,but at the same time,we also see the,because of the historical problems of the system and the security system are very obvious characteristics of fragmentation. Specifically, is the distinction between China's basic medical insurance system for the insured population is in employment,different administrative region and the difference between urban and rural areas for reference,it can obtain the insurance benefits and fund management are huge differences,resulting in unfair phenomenon between the urban and rural medical security,the lack of sustainability. To solve the basic medical insurance system of "duality",China should promote urban and rural medical insurance system as soon as possible,therefore,will mainly discuss the present situation of basic medical insurance system in the urban and rural,and urban and rural basic medical security system implementation path,and put forward the specific integration framework and suggestions.