中国流通经济
中國流通經濟
중국류통경제
CHINA BUSINESS AND MARKET
2015年
7期
61-69
,共9页
互联网普惠金融%制度性创业%互联网基金理财产品%P2P网络借贷%众筹融资
互聯網普惠金融%製度性創業%互聯網基金理財產品%P2P網絡藉貸%衆籌融資
호련망보혜금융%제도성창업%호련망기금리재산품%P2P망락차대%음주융자
Internet Common Beneficial Finance%institutional entrepreneurship%financial products%P2P internet loans%crowd-funding
包括互联网基金理财产品、P2P网络借贷、众筹融资等在内的互联网金融在我国迅速发展，是对我国传统金融体制的一种制度性创新，需要获得组织的合法性，并确立新的组织制度。在此过程中，互联网普惠金融企业必须拥有普惠与用户思维、免费与流量思维、傻瓜型与简约思维、迭代与跨界思维，而移动型组织、社区型组织、利基型组织、开放型组织将成为互联网普惠金融企业的主要组织业态。
包括互聯網基金理財產品、P2P網絡藉貸、衆籌融資等在內的互聯網金融在我國迅速髮展，是對我國傳統金融體製的一種製度性創新，需要穫得組織的閤法性，併確立新的組織製度。在此過程中，互聯網普惠金融企業必鬚擁有普惠與用戶思維、免費與流量思維、傻瓜型與簡約思維、迭代與跨界思維，而移動型組織、社區型組織、利基型組織、開放型組織將成為互聯網普惠金融企業的主要組織業態。
포괄호련망기금리재산품、P2P망락차대、음주융자등재내적호련망금융재아국신속발전，시대아국전통금융체제적일충제도성창신，수요획득조직적합법성，병학립신적조직제도。재차과정중，호련망보혜금융기업필수옹유보혜여용호사유、면비여류량사유、사과형여간약사유、질대여과계사유，이이동형조직、사구형조직、리기형조직、개방형조직장성위호련망보혜금융기업적주요조직업태。
Internet Common Beneficial Finance,such as internet financial products,P2P internet loans and crowd-funding, is developing quickly in China;it is a kind of institutional innovation to the traditional financial system requiring legal organization and new organization system. During this process,the related enterprises should have the thought of common beneficial and users-oriented,the thought of free and data uses,the thought of simplicity,and the thought of iteration and cross-boundary. And the mobilized organization,community-based organization,niche-based organization and openness-oriented organization will become the main types of organization of Internet Common Beneficial Finance related enterprises.
