经济与管理研究
經濟與管理研究
경제여관리연구
RESEARCH ON ECONOMICS AND MANAGEMENT
2015年
7期
60-67
,共8页
长三角%京津冀%金融一体化%信贷扩散%信贷极化
長三角%京津冀%金融一體化%信貸擴散%信貸極化
장삼각%경진기%금융일체화%신대확산%신대겁화
Yangtze River Delta%Beijing-Tianjin-Hebei%financial integration%loan diffusion%loan polarization
长三角和京津冀是中国经济发展水平较高的跨区域规划经济体。采用信贷增长率指标构建 SVAR模型对两地金融一体化程度进行分析比较。协整结果显示两大区域内信贷存在长期稳定的均衡关系，金融一体化效应明显。长三角一体化程度高于京津冀，京津冀中天津信贷扩散效应显著，北京和河北信贷呈现极化效应。
長三角和京津冀是中國經濟髮展水平較高的跨區域規劃經濟體。採用信貸增長率指標構建 SVAR模型對兩地金融一體化程度進行分析比較。協整結果顯示兩大區域內信貸存在長期穩定的均衡關繫，金融一體化效應明顯。長三角一體化程度高于京津冀，京津冀中天津信貸擴散效應顯著，北京和河北信貸呈現極化效應。
장삼각화경진기시중국경제발전수평교고적과구역규화경제체。채용신대증장솔지표구건 SVAR모형대량지금융일체화정도진행분석비교。협정결과현시량대구역내신대존재장기은정적균형관계，금융일체화효응명현。장삼각일체화정도고우경진기，경진기중천진신대확산효응현저，북경화하북신대정현겁화효응。
Yangtze River Delta and Beijing-Tianjin-Hebei are transregional planning economies which have a higher level of economic development.The paper summarized the development of financial integration and established the SVAR model to analyze the status of financial integration with the growth rate of loans of the two economies.The co-integration results showed that there were long-term stable equilibrium relationships among the areas,which meant financial integration had appeared in the planning economies.The level of financial integration of Yangtze River Delta was higher than Beijing-Tianjin-Hebei,for the diffusion effects were obvious among Shanghai-Jiangsu-Zhejiang,yet the diffusion effect was obvious in Tianjin and polarization effects appeared in Beijing and Hebei.
