CAJ | 학술논문

基于调查问卷的采样数据,运用主成分分析法和Logistic逻辑回归分析,对山东省济南市居民"养儿防老"和"储蓄防老"观念进行对比研究.结果表明:无论是农村还是城市,都存在着"养儿防老"向"储蓄防老"转变的趋势,但农村地区对"养儿防老"仍然具有一定依赖性,济南市各区(县)的养老模式替代程度存在明显的地区差异;从实际影响因素来看,个人综合收入(可支配收入、养老保险等)、健康状况、有无儿子是影响城市居民养老观念的主要因素,而收入与职业发展指标(纯收入、职业类型、社区身份等)、文化程度、健康状况、家庭指标(家庭关系、家庭规模等)、交通状况则是影响农村居民养老模式选择的主要因素.在目前人口老龄化趋势加快的背景下,该研究为应对人口老龄化问题及探索中国式的养老之道提供了一个分析框架.
기우조사문권적채양수거,운용주성분분석법화Logistic라집회귀분석,대산동성제남시거민"양인방로"화"저축방로"관념진행대비연구.결과표명:무론시농촌환시성시,도존재착"양인방로"향"저축방로"전변적추세,단농촌지구대"양인방로"잉연구유일정의뢰성,제남시각구(현)적양로모식체대정도존재명현적지구차이;종실제영향인소래간,개인종합수입(가지배수입、양로보험등)、건강상황、유무인자시영향성시거민양로관념적주요인소,이수입여직업발전지표(순수입、직업류형、사구신빈등)、문화정도、건강상황、가정지표(가정관계、가정규모등)、교통상황칙시영향농촌거민양로모식선택적주요인소.재목전인구노령화추세가쾌적배경하,해연구위응대인구노령화문제급탐색중국식적양로지도제공료일개분석광가.
Based on the sample data of questionnaires, the paper uses the method of principal component analysis and Logistic logic regression analysis, conducts the contrast research to the Shandong Jinan residents "raise children to provide for old age" and "savings for old age" concepts. The results shows that there are "support" to "savings" transforming tendency in both rural and urban areas, but in rural areas, the "raise children to provide for old age" still has a certain dependence, the pension mode substitution degree has clear regional differences; From the actual impact factor: comprehensive income (personal disposable income, pension insurance), health status, whether have sons or not are the main factors that inlfuence the city residents endowment ideas; income and occupation development index (net income, occupation type, community identity), cultural degree, health status, family index (relation, scale), trafifc conditions are main factors inlfuencing the choice of rural residents endowment pattern. In the accelerated aging trend, the study provides a theoretical framework for coping with aging problems and explores the Chinese endowment type.