财经界
財經界
재경계
MONEY CHINA
2015年
23期
38-39,41
,共3页
农村资金互助社%发展模式%监管体系%融资环境%退出机制
農村資金互助社%髮展模式%鑑管體繫%融資環境%退齣機製
농촌자금호조사%발전모식%감관체계%융자배경%퇴출궤제
Rural Loan Society%Development Model%Supervision System%Financing Environment%Exit Mechanism
本文在江苏省连云港市灌云县农村资金互助社调研的基础上,就该地区出现的镇级农村资金互助社与村级农村资金互助社两种发展模式进行了研究.论文通过现有农村资金互助社办社规模的比较,基于线性回归方法的两种资金互助社模式贷款总额的发展趋势分析,以及镇级与村级农村资金互助社运营机制差异讨论等方面的研究,归纳出两种发展模式各自的优势,揭示了两种模式在运行中的特点.最后,提出完善监管体系与管理制度、构建合理的外部融资环境、建立有效的市场退出机制等发展对策.
本文在江囌省連雲港市灌雲縣農村資金互助社調研的基礎上,就該地區齣現的鎮級農村資金互助社與村級農村資金互助社兩種髮展模式進行瞭研究.論文通過現有農村資金互助社辦社規模的比較,基于線性迴歸方法的兩種資金互助社模式貸款總額的髮展趨勢分析,以及鎮級與村級農村資金互助社運營機製差異討論等方麵的研究,歸納齣兩種髮展模式各自的優勢,揭示瞭兩種模式在運行中的特點.最後,提齣完善鑑管體繫與管理製度、構建閤理的外部融資環境、建立有效的市場退齣機製等髮展對策.
본문재강소성련운항시관운현농촌자금호조사조연적기출상,취해지구출현적진급농촌자금호조사여촌급농촌자금호조사량충발전모식진행료연구.논문통과현유농촌자금호조사판사규모적비교,기우선성회귀방법적량충자금호조사모식대관총액적발전추세분석,이급진급여촌급농촌자금호조사운영궤제차이토론등방면적연구,귀납출량충발전모식각자적우세,게시료량충모식재운행중적특점.최후,제출완선감관체계여관리제도、구건합리적외부융자배경、건립유효적시장퇴출궤제등발전대책.
In this paper,the development model of township and vil-lage rural loan society were studied,which based on the investigation of Rural Loan Society in Guanyun Country,Lianyungang City,Jiangsu Prov-ince.Concluded two kinds of development model advantages,revealed the features of model by the way of comparison of existing clubs'scale,the development trend analysis of two modes'total loans base on Linear Regression Analysis,and study of discussion of operating mechanism's dif-ference between township and village level Rural Loan Society.Finally,propose perfect regulatory and management system,construct reasonable external financing environment,and establish an effective market exit mechanism.
