西部金融
西部金融
서부금융
WEST CHINA FINANCE
2015年
7期
35-41
,共7页
农村信用社%县域经济%经济增长
農村信用社%縣域經濟%經濟增長
농촌신용사%현역경제%경제증장
rural credit cooperatives%county-level economy%economic growth
本文根据2013年云南省县(市)地区经济增长水平和金融发展程度，抽样选取16个州市129个县中具有代表性的60个县(市)为研究对象，依据Cobb-Douglas生产函数，应用2007-2013年共7年间60个样本县经济增长和农信社发展情况数据，选取6个指标，建立包括420个截面单元、2520个观测值的面板数据时点固定效应回归模型(time fixed effects regression model)。通过建立60个样本县的整体模型，再针对县域经济发展较好、中等、较差的三类样本，分别建立模型并比较结果，运用计量方法反映县级农村信用社对于县域经济增长的贡献作用。文章综合实证分析结论和云南省实际情况，通过分析存在的问题，提出了云南省县级农村信用社推动县域经济发展的相关建议。
本文根據2013年雲南省縣(市)地區經濟增長水平和金融髮展程度，抽樣選取16箇州市129箇縣中具有代錶性的60箇縣(市)為研究對象，依據Cobb-Douglas生產函數，應用2007-2013年共7年間60箇樣本縣經濟增長和農信社髮展情況數據，選取6箇指標，建立包括420箇截麵單元、2520箇觀測值的麵闆數據時點固定效應迴歸模型(time fixed effects regression model)。通過建立60箇樣本縣的整體模型，再針對縣域經濟髮展較好、中等、較差的三類樣本，分彆建立模型併比較結果，運用計量方法反映縣級農村信用社對于縣域經濟增長的貢獻作用。文章綜閤實證分析結論和雲南省實際情況，通過分析存在的問題，提齣瞭雲南省縣級農村信用社推動縣域經濟髮展的相關建議。
본문근거2013년운남성현(시)지구경제증장수평화금융발전정도，추양선취16개주시129개현중구유대표성적60개현(시)위연구대상，의거Cobb-Douglas생산함수，응용2007-2013년공7년간60개양본현경제증장화농신사발전정황수거，선취6개지표，건립포괄420개절면단원、2520개관측치적면판수거시점고정효응회귀모형(time fixed effects regression model)。통과건립60개양본현적정체모형，재침대현역경제발전교호、중등、교차적삼류양본，분별건립모형병비교결과，운용계량방법반영현급농촌신용사대우현역경제증장적공헌작용。문장종합실증분석결론화운남성실제정황，통과분석존재적문제，제출료운남성현급농촌신용사추동현역경제발전적상관건의。
Based on the level of the regional economic growth and the degree of the financial development of counties (cities) in Yunnan province in 2013, the paper selects the typical 60 counties (cities) as the research objects from 129 counties in 16 states. On the basis of Cobb-Douglas production function, the paper uses the data of the economic growth and the development of the rural credit cooperatives of those 60 samples from 2007 to 2013, selects 6 indicators, and sets up panel data time fixed effects regression model including 420 section unit and 2520 observation values. And then, by establishing the whole model of 60 sample counties, aim-ing at three kinds of samples respectively ranking good, medium and low, the paper respectively sets up the model and compares the results and reflects the contribution of the county-level rural credit cooperatives to the county-level economic growth by using mea-surement method. The paper combines the empirical analysis conclusions and the actual situation of Yunnan province, analyzes the ex-isting problems, and puts forward related suggestions for the county-level rural credit cooperatives to promote the development of county-level economy in Yunnan province.
