CAJ | 학술논문

非正规金融以顽强的生命力自发产生于民间经济,但一直游离于国家金融体系建设规划之外,并因其所隐含的金融风险而备受质疑。非正规金融究竟是过渡性的制度安排,还是金融市场体系的有机构成?对这一问题的认识将直接影响我国关于非正规金融的政策效果。本文从历史的角度回顾了国内外非正规金融发展的经验,并探讨非正规金融与正规金融之间的关系,在此基础上提出对非正规金融所应持有的政策倾向。
비정규금융이완강적생명력자발산생우민간경제,단일직유리우국가금융체계건설규화지외,병인기소은함적금융풍험이비수질의。비정규금융구경시과도성적제도안배,환시금융시장체계적유궤구성?대저일문제적인식장직접영향아국관우비정규금융적정책효과。본문종역사적각도회고료국내외비정규금융발전적경험,병탐토비정규금융여정규금융지간적관계,재차기출상제출대비정규금융소응지유적정책경향。
Irregular finance originates from private economy spontaneously with i ts vital force but it is excluded from the programming of the national financial system construction and suspected for its financial risk. Is irregular finance the transitional institutional arrangement or an indispensable part of the finan cial market system? The understanding of this problem will influence the effect of the policy about irregular finance of our country. The authors review the dom estic and foreign experiences in the de...