商业研究
商業研究
상업연구
Commercial Research
2005年
20期
116~119
,共null页
中资银行 外资银行 资本充足率 银行资产 竞争力
中資銀行 外資銀行 資本充足率 銀行資產 競爭力
중자은행 외자은행 자본충족솔 은행자산 경쟁력
chinese commercial banks; foreign - owned banks; capital - to - total assets ratio; bank assets; competitive power
中国加入世贸组织后,金融市场将按承诺逐步开放,这意味着外资银行与中资银行之间的竞争将日趋激烈.从银行经营的外部环境、经营安全性、资产数量和质量以及业务开展等方面着手,对外资银行与中资银行进行比较分析,针对中资银行在经营中存在的问题并提出相关建议.
中國加入世貿組織後,金融市場將按承諾逐步開放,這意味著外資銀行與中資銀行之間的競爭將日趨激烈.從銀行經營的外部環境、經營安全性、資產數量和質量以及業務開展等方麵著手,對外資銀行與中資銀行進行比較分析,針對中資銀行在經營中存在的問題併提齣相關建議.
중국가입세무조직후,금융시장장안승낙축보개방,저의미착외자은행여중자은행지간적경쟁장일추격렬.종은행경영적외부배경、경영안전성、자산수량화질량이급업무개전등방면착수,대외자은행여중자은행진행비교분석,침대중자은행재경영중존재적문제병제출상관건의.
As China's entering into WTO, financial market will be open for foreign investment gradually, which means that the competition between Chinese commercial banks and foreign- owned banks has become mere and mere fierce. This paper aims to compare Chinese eommercial banks and foreign- owned banks in the following aspects: operation environments, operation security, quantity and quality of bank assets and banking transactions. It finds out the disedvanteges of Chinese commercial banks and propose the corresponding measures.