兰州大学学报：社会科学版
蘭州大學學報：社會科學版
란주대학학보：사회과학판
Journal of Lanzhor University(Social Sciences)
2005年
6期
118~122
,共null页
社会养老保险 替代率 评估模型
社會養老保險 替代率 評估模型
사회양로보험 체대솔 평고모형
old-age insurance; substitution rate; assessment model
合理、适度的养老保险替代率是社会养老保险制度发展的内在需求.本文融合了养老保险宏观与微观主体两方面的"成本-收益"分析,通过对保险基金收支平衡、支出限制、保障效益三方面的考察,建立了养老保险替代率评估模型,并运用这一模型对我国现行养老保险替代率的合理性进行了评估.
閤理、適度的養老保險替代率是社會養老保險製度髮展的內在需求.本文融閤瞭養老保險宏觀與微觀主體兩方麵的"成本-收益"分析,通過對保險基金收支平衡、支齣限製、保障效益三方麵的攷察,建立瞭養老保險替代率評估模型,併運用這一模型對我國現行養老保險替代率的閤理性進行瞭評估.
합리、괄도적양로보험체대솔시사회양로보험제도발전적내재수구.본문융합료양로보험굉관여미관주체량방면적"성본-수익"분석,통과대보험기금수지평형、지출한제、보장효익삼방면적고찰,건립료양로보험체대솔평고모형,병운용저일모형대아국현행양로보험체대솔적합이성진행료평고.
The present paper is a microscopic and macroscopic analysis of the cost-benefit relation of the substitution rate of the old-age insurance as required by the development of the social insurance system. Three aspects of the system are investigated： income-expenditure balance, expenditure restrictions, and consequential benefit. The paper ends with an objective appraisal of the assessment model that is currently adopted in China.
