预测
預測
예측
Forecasting
2005年
6期
28~31
,共null页
农业银行 中间业务 实证分析
農業銀行 中間業務 實證分析
농업은행 중간업무 실증분석
agricultural bank; intermediary business; positive research
本文以安徽农行为研究对象,对农业银行在中间业务发展上存在的问题进行了实证分析,得出农行发展中间业务应利用自身的网点网络优势和客户资源优势,以传统的存贷款业务为基础,以客户需求为导向,从机制创新入手,循序渐进地推进中间业务产品研发和营销工作市场化的结论,并相应地提出了发展中间业务应遵循的原则建议。
本文以安徽農行為研究對象,對農業銀行在中間業務髮展上存在的問題進行瞭實證分析,得齣農行髮展中間業務應利用自身的網點網絡優勢和客戶資源優勢,以傳統的存貸款業務為基礎,以客戶需求為導嚮,從機製創新入手,循序漸進地推進中間業務產品研髮和營銷工作市場化的結論,併相應地提齣瞭髮展中間業務應遵循的原則建議。
본문이안휘농행위연구대상,대농업은행재중간업무발전상존재적문제진행료실증분석,득출농행발전중간업무응이용자신적망점망락우세화객호자원우세,이전통적존대관업무위기출,이객호수구위도향,종궤제창신입수,순서점진지추진중간업무산품연발화영소공작시장화적결론,병상응지제출료발전중간업무응준순적원칙건의。
Based on a review of the positive studies on the Intermediary Business of Agricultural bank of China in Anhui province, this paper studies the questions on development of Intermediary Business,and it ananlyzes the influential factors. Besides it points out Agreicultural bank should utilize own resources of banking wets, banking departments and customers, and innovate manageable mechanism and gradually promote research and marketing on Intermediary Business, which is based on traditional transaction of Deposit Business and Loan Business and leaded by demand of customers. Finally,a specific regulatory framework is proposed,