CAJ | 학술논문

持续银行监管，是有效银行监管的核心，是监管当局在某段时期内对银行机构某类潜在或显现的突出风险点、或对引致较大风险的某一违规事件进行持续跟踪、分析、监控和纠正的过程：当前，我国持续银行监管的内容主要包括对银行信用风险、内控管理风险、高级管理人员风险的监控及构建提高透明度机制的相关举措。加强持续银行监管，必须健全银行监管法规体系，完善银行监管手段。
지속은행감관，시유효은행감관적핵심，시감관당국재모단시기내대은행궤구모류잠재혹현현적돌출풍험점、혹대인치교대풍험적모일위규사건진행지속근종、분석、감공화규정적과정：당전，아국지속은행감관적내용주요포괄대은행신용풍험、내공관리풍험、고급관리인원풍험적감공급구건제고투명도궤제적상관거조。가강지속은행감관，필수건전은행감관법규체계，완선은행감관수단。
Persistent banking supervision, the core of effective banking supervision, is a process of continuous track, analysis, supervision and rectification in a specified period of time executed by banking regulatory authority focusing on certain kind of prominent risk points （both potential and evident） in banking institutions or on such rule-breaking affairs prone to cause heavier risks. Currently, persistent banking supervision in China covers the surveillance of banking credit risks, inner control management risks and executive risks as well as the relative supervisory measures to establish the mechanism to improve the transparency. In order to strengthen the persistent banking supervision, we must develop the law system of banking supervision and the banking supervisory methods.