CAJ | 학술논문

欧盟共同金融政策成型于1986年开始的欧共体单一市场计划，其目标是建立高效、富于竞争性的共同体单一金融市场，促进区域经济增长。其发展经历了区域内金融开放以及金融服务行动计划下的规则和谐化两个阶段，推动了欧盟金融一体化程度的提高，金融服务业市场竞争与效率的改善。但是，欧盟单一金融市场建设中还存在一体化程度不均衡等诸多问题，欧盟当局将在金融服务行动计划的基础上，推动金融部门欧盟内的动态重组进程，调整金融监管思路，以全球性视野处理内部金融问题．实现既定的金融发展目标。
구맹공동금융정책성형우1986년개시적구공체단일시장계화，기목표시건립고효、부우경쟁성적공동체단일금융시장，촉진구역경제증장。기발전경력료구역내금융개방이급금융복무행동계화하적규칙화해화량개계단，추동료구맹금융일체화정도적제고，금융복무업시장경쟁여효솔적개선。단시，구맹단일금융시장건설중환존재일체화정도불균형등제다문제，구맹당국장재금융복무행동계화적기출상，추동금융부문구맹내적동태중조진정，조정금융감관사로，이전구성시야처리내부금융문제．실현기정적금융발전목표。
The EU common financial policy was emerged under the SMP which started since 1986. The target of the policy is to construct the efficient, competitive EU single financial market to drive the economic growth. In the recent 20 years, the common policy experienced two phases of development as the financial liberalization and rules harmonization. The implementation of policy increased the degree of EU financial market integration, financial market competition and efficiency. Whereas, there exist difficulties as the uneven integration in different market segments and others. To overcome these challenges, the EU relevant authorities are adjusting the policy approach on the implementation of FSAPs. They will facilitate the dynamic consolidation of financial service in EU, adjust the regulatory approaches, and handle the internal financial issues in global perspective, so as to achieve the defined target.