CAJ | 학술논문

非寿险投资型产品是带有投资性质的非寿险保险产品。现阶段，大力发展非寿险投资型产品是满足多样化金融需求、做大做强非寿险业的客观需要。目前，中国非寿险投资型产品起步晚，规模小，发展很不充分。针对发展过程中的经验教训和出现的问题，应从增加资金运用透明度、提高资金运用专业化、创新产品开发机制等方面采取措施，促进非寿险投资型产品迅速发展。
비수험투자형산품시대유투자성질적비수험보험산품。현계단，대력발전비수험투자형산품시만족다양화금융수구、주대주강비수험업적객관수요。목전，중국비수험투자형산품기보만，규모소，발전흔불충분。침대발전과정중적경험교훈화출현적문제，응종증가자금운용투명도、제고자금운용전업화、창신산품개발궤제등방면채취조시，촉진비수험투자형산품신속발전。
Developing investment-style nonlife insurance products is necessary to meet various financial needs and to strengthen nonlife insurance companies. Presently Chinese investment-style nonlife insurance product is still under way. We should learn something from the previous experiences and lessons. In the future, something should be done to promote development of investment-style nonlife insurance products, such as improving the transparency and specialization of capital operation, innovating product design and etc.