CAJ | 학술논문

农村社会养老保险陷入清理、整顿的困境，特别是在欠发达地区农村这个问题更加突出。其原因一方面是因为社会养老保险制度产生在工业化的社会环境，而我国欠发达地区农村基本上仍处于工业化之前的自然经济状态；另一方面，社会养老保险的不同筹资模式所适应的社会经济条件在欠发达地区农村不具备。因此，我国欠发达地区农村解决养老问题，不应采用社会养老保险的方式，而应以建立适当的社会福利等制度来逐步解决。
농촌사회양로보험함입청리、정돈적곤경，특별시재흠발체지구농촌저개문제경가돌출。기원인일방면시인위사회양로보험제도산생재공업화적사회배경，이아국흠발체지구농촌기본상잉처우공업화지전적자연경제상태；령일방면，사회양로보험적불동주자모식소괄응적사회경제조건재흠발체지구농촌불구비。인차，아국흠발체지구농촌해결양로문제，불응채용사회양로보험적방식，이응이건립괄당적사회복리등제도래축보해결。
The social pension system in the rural regions is in a dilemma of being cleaned up and put in order. The problem is much serious in the developing rural regions, because social pension systems originate the environment of industrial societies. However, the developing rural regions in our country are still at the stage of pre--industrialization natural economy, and on the other hand, the social and economic conditions for a social pension system to collect funds in various modes are not ready yet. Therefore, we should establish an appropriate social welfare system to gradually resolve the problem of providing for the aged, instead of using a social pension system.