CAJ | 학술논문

本文通过建立农业生产局部均衡模型研究发现，农业保险制度的建立明显导致了粗放边际扩张，完全分开均衡精算公平农业保险制度不会对土地使用或其他任何生产决定造成影响。但是，在较现实的混同均衡精算公平农业保险制度下，农户将会把无农业保险时闲置的、边际质量更低劣的土地投入生产，而且农业保险补贴会进一步刺激农业生产在劣质土地上的粗放边际扩张并可能导致环境退化的问题。这对研究我国农业保险制度选择及其补贴政策对环境的影响具有一定的参考价值。
본문통과건립농업생산국부균형모형연구발현，농업보험제도적건립명현도치료조방변제확장，완전분개균형정산공평농업보험제도불회대토지사용혹기타임하생산결정조성영향。단시，재교현실적혼동균형정산공평농업보험제도하，농호장회파무농업보험시한치적、변제질량경저렬적토지투입생산，이차농업보험보첩회진일보자격농업생산재렬질토지상적조방변제확장병가능도치배경퇴화적문제。저대연구아국농업보험제도선택급기보첩정책대배경적영향구유일정적삼고개치。
This paper discusses the effect of agricultural insurance on land use in agricultural production by developing a partial equilibrium model. It is found that undoubtedly agricultural insurance results in extensive margin expansion and that the perfectly separated equilibrium, actuarially fair agricultural insurance will not exert influence on land use or any other production decisions, However, in a more practical pooling equilibrium, actuarially fair agricultural insurance, lower quality land which is left idle with insurance absence will brought into production. Moreover, subsidies on agricultural insurance will create incentives for the expansion of extensive margin on the lower quality land, leading to the environmental degeneration. The above conclusion is of great reference value in studying the policies of agricultural insurance and its subsidies on environment.