国际金融研究
國際金融研究
국제금융연구
Studies of International Finance
2008年
5期
4~8
,共null页
金融监管 监管机构 监管有效性
金融鑑管 鑑管機構 鑑管有效性
금융감관 감관궤구 감관유효성
Finanical Supervison; Supervisory Authorities; Supervision Effectiveness.
近日,美国财政部公布了《金融监管体系现代化蓝图》,以建立新的适应金融业发展的现代金融监管体系。蓝图在梳理现行金融监管体系的基础上,提出成立三个层次的监管机构,统一监管目标、监管框架和监管标准,以提高金融监管的有效性。作为“大萧条”以来最大规模的金融监管体制改革方案,一旦实施,蓝图将改变美国现行金融监管体系明显滞后于当代金融业发展的现象。但是,为平衡长远利益与当前利益,蓝图表现出明显的局限性,而动荡的金融市场环境及政治制约导致的多方争议也决定了蓝图的实施将是一个漫长的过程。
近日,美國財政部公佈瞭《金融鑑管體繫現代化藍圖》,以建立新的適應金融業髮展的現代金融鑑管體繫。藍圖在梳理現行金融鑑管體繫的基礎上,提齣成立三箇層次的鑑管機構,統一鑑管目標、鑑管框架和鑑管標準,以提高金融鑑管的有效性。作為“大蕭條”以來最大規模的金融鑑管體製改革方案,一旦實施,藍圖將改變美國現行金融鑑管體繫明顯滯後于噹代金融業髮展的現象。但是,為平衡長遠利益與噹前利益,藍圖錶現齣明顯的跼限性,而動盪的金融市場環境及政治製約導緻的多方爭議也決定瞭藍圖的實施將是一箇漫長的過程。
근일,미국재정부공포료《금융감관체계현대화람도》,이건립신적괄응금융업발전적현대금융감관체계。람도재소리현행금융감관체계적기출상,제출성립삼개층차적감관궤구,통일감관목표、감관광가화감관표준,이제고금융감관적유효성。작위“대소조”이래최대규모적금융감관체제개혁방안,일단실시,람도장개변미국현행금융감관체계명현체후우당대금융업발전적현상。단시,위평형장원이익여당전이익,람도표현출명현적국한성,이동탕적금융시장배경급정치제약도치적다방쟁의야결정료람도적실시장시일개만장적과정。
Recently, Treasury Secretary Henry Paulson released Treasury＇s Blueprint for a Modernized Financial Regulatory Structure with the goal to make the system more applicable to today＇s financial market realities. The blueprint would streamline the system, with fewer regulatory bodies. Over the long run, a completely new regulatory structure would be created, with three key objectives. Once fully implemented, the plan would result in the biggest changes to the U.S. financial system since the Great Depression. Given the market stress and political controversy, the proposal is unlikely to be adopted during the eurent administration and could only be achieved after several years.
