CAJ | 학술논문

农作物与农产品抵押为农民的融资难题提供了一个可行的解决方案。农作物抵押是不动产抵押，应由林木主管部门或者公证机构办理抵押登记。农产品既可以设定固定抵押也可以设定浮动抵押。然而，根据《物权法》的规定，只有“农业生产经营者”可以设定农产品浮动抵押，但“农业生产经营者”的概念并不明确，而且作为抵押物的农产品的范围也有待进一步廓清。与此同时，我们还需要解决好抵押权竞合的问题。
농작물여농산품저압위농민적융자난제제공료일개가행적해결방안。농작물저압시불동산저압，응유림목주관부문혹자공증궤구판리저압등기。농산품기가이설정고정저압야가이설정부동저압。연이，근거《물권법》적규정，지유“농업생산경영자”가이설정농산품부동저압，단“농업생산경영자”적개념병불명학，이차작위저압물적농산품적범위야유대진일보곽청。여차동시，아문환수요해결호저압권경합적문제。
Crops and agricultural products mortgage can serve as e~cient ways to solve the farmer＇s financial problem. Crops mortgage is real estate mortgage and should be registered by woods authorities or public notaries. Agricultural products can be object of fixed mortgage and floating charge. However, according to the Property Law, only ＂agricultural products maker＂ can establish agricultural products floating charge, but the law does not prescribe who is ＂agricultural products maker＂. The law also does not definite what is ＂agricultural products＂. We also have to solve the problems of rights contending.