CAJ | 학술논문

随着国内外经济形势和出口加工贸易型企业所面临的市场与政策环境的变化,近年来因两头在外企业资金链断裂或恶意逃废债而形成的信贷风险事件时有发生,给银行的信贷资产质量与风险管理带来了巨大的压力。本文通过研究两头在外企业形成的原因与经营特点,探索两头在外企业的信贷风险所在,并结合当前经济形势,提出如何采取防范措施,促进银行业务健康稳健发展。
수착국내외경제형세화출구가공무역형기업소면림적시장여정책배경적변화,근년래인량두재외기업자금련단렬혹악의도폐채이형성적신대풍험사건시유발생,급은행적신대자산질량여풍험관리대래료거대적압력。본문통과연구량두재외기업형성적원인여경영특점,탐색량두재외기업적신대풍험소재,병결합당전경제형세,제출여하채취방범조시,촉진은행업무건강은건발전。
With the development of international and domestic economic environment and the change of market and policy faced by processing export companies, the breaking of asset chain and malicious default risk of double-overseas companies （ to import materials from overseas and to export its products overseas ） has been witnessed sometimes in the recent years, which brings huge pressure to the loan quality and the risk management of commercial banks. This paper studies the reason of double-overseas company formation and its operational features,, probes into the credit risk of double-overseas companies, and after taking into account the current economic situation, raises measures for further risk prevention and promotion of health development of banking service,