CAJ | 학술논문

《担保法》第49条第1款限制了不动产抵押人的处分权利，但是其限制动产抵押人处分权利的做法是朝着正确的方向前进。《物权法》第191条第2款承认了抵押权及效力，但是就动产抵押而言则是一种退步。未进行任何理论创建而统一规定动产抵押与不动产抵押是上述矛盾的根源。将动产抵押从《物权法》中剥离出来制订一个特别法，将导致物权法重大的修改，或是将动产抵押的标的物范围限制至特殊动产，则过于狭小的适用范围将严重减损动产抵押制度的意义．其实动产抵押与不动产抵押存在共同的基础，即抵押人处分权受限制，并且抵押权追及力本身即已包含善意判断，基于此理论可对《物权法》进行最小的修改，从而维系一般抵押权体系。
《담보법》제49조제1관한제료불동산저압인적처분권리，단시기한제동산저압인처분권리적주법시조착정학적방향전진。《물권법》제191조제2관승인료저압권급효력，단시취동산저압이언칙시일충퇴보。미진행임하이론창건이통일규정동산저압여불동산저압시상술모순적근원。장동산저압종《물권법》중박리출래제정일개특별법，장도치물권법중대적수개，혹시장동산저압적표적물범위한제지특수동산，칙과우협소적괄용범위장엄중감손동산저압제도적의의．기실동산저압여불동산저압존재공동적기출，즉저압인처분권수한제，병차저압권추급력본신즉이포함선의판단，기우차이론가대《물권법》진행최소적수개，종이유계일반저압권체계。
The first paragraph of Article 49 of the Guarantee Law limits mortgagor＇s right of disposition, while its limitation on chattel mortgagor＇s right of disposition is heading for the right direction. The second paragraph of Article 191 of the Property Law recognizes the mortgage recourse, while its provision on chattel mortgage is rather a regress. The foregoing contradiction lies in the uniform regulation on chattel mortgage and mortgage in the absence of a theory. To separate chattel mortgage from the Property Law and draft a specific law would lead to a big revision of the Property Law. Or, if the subject matter of chattel mortgage is limited to special ones, the limited scope of application would greatly reduce the significance of chattel mortgage system. As a matter of fact, chattel mortgage shares a common basis with mortgage, i. e. the limited disposition right of a mortgagor and the mortgage recourse which includes a goodwill judgment in itself. Therefore, a minutest revision in the Property Law is possible to maintain the system of general mortgage.