CAJ | 학술논문

金融危机的爆发及扩散。使得人们对现行国际货币金融体系的合理性产生怀疑。美元虽然仍将保持主要国际储备货币的地位，但相对地位会下降，这为人民币等其它货币提升国际地位提供了空间。由于经济实力对比发生变化．新兴市场国家将在全球金融体系中发挥更大影响力，金融市场一体化趋势不会逆转。金融危机显示出独立投行模式的缺陷．金融业将更加趋向于综合经营。未来金融监管应与金融创新相适应。公允会计准则、评级体系等也需要进行改革。
금융위궤적폭발급확산。사득인문대현행국제화폐금융체계적합이성산생부의。미원수연잉장보지주요국제저비화폐적지위，단상대지위회하강，저위인민폐등기타화폐제승국제지위제공료공간。유우경제실력대비발생변화．신흥시장국가장재전구금융체계중발휘경대영향력，금융시장일체화추세불회역전。금융위궤현시출독립투행모식적결함．금융업장경가추향우종합경영。미래금융감관응여금융창신상괄응。공윤회계준칙、평급체계등야수요진행개혁。
Financial crisis will exacerbate the reform of international monetary and financial system. The eruption and spread of financial crisis enhance the suspicion on the rationality of current international monetary and financial system. The US dollar will still be the main reserve currency, but its position will decline relatively, which will provide opportunities for other currencies, such as RMB, to raise their international positions. Because of the change in the balance of economic strength, emerging economies will put more influence on international financial system, and the integration trend of financial market will not be reversed. The defect of independent investment banks mode has been disclosed during financial crisis. As a result, comprehensive operation will be more popular. Financial regulation should be adapted to financial innovation. Accounting principles and rating system need to be reformed.