CAJ | 학술논문

文章从微观角度研究外资股权进入对东道国银行绩效的影响，发现外资银行进入对东道国银行绩效的影响与母国和东道国所处的发展阶段密切相关，存在典型的不对称效应，并不是所有的外资股权进入都对国内银行有利。实际上，只有来自于高收入国家的外资股权进入才是有利的。从经济效率的角度来看，我们的研究没有为发展中国家的银行以持股方式进入发达国家提供支持，相反，支持发达国家的银行以持股方式进入发展中国家。这与目前外资银行股权进入的实际情况是比较一致的。
문장종미관각도연구외자고권진입대동도국은행적효적영향，발현외자은행진입대동도국은행적효적영향여모국화동도국소처적발전계단밀절상관，존재전형적불대칭효응，병불시소유적외자고권진입도대국내은행유리。실제상，지유래자우고수입국가적외자고권진입재시유리적。종경제효솔적각도래간，아문적연구몰유위발전중국가적은행이지고방식진입발체국가제공지지，상반，지지발체국가적은행이지고방식진입발전중국가。저여목전외자은행고권진입적실제정황시비교일치적。
This paper makes an analysis on the impact of foreign banks＇ equity entry on banking performance of host country. The impact of foreign banks＇ equity entry on banking performance of host country is closely related to the economic development stages of home country and host country. There exists typical asymmetric effect and some domestic banks couldn＇t benefit from foreign banks＇ equity entry. In fact, only foreignequity entry from high income countries is helpful to the development of domestic banks. The study couldn＇t provide supports about banks of developing countries entering into developed countries through equity participation. But it supports the reverse statement. It comes up to the real situation of foreign banks＇ equity entry at present.