CAJ | 학술논문

以信息经济学作为分析工具，主要考察集群企业与客户、金融机构的关系。认为集群企业的产品信息能够借助于顾客进行有效传播，节约了企业的信息生产成本，群内企业与单个游离的企业相比具有营销优势；集群是一个高效信息场，银行可以多渠道获取企业信息，改善了银企间信息不对称状况，群内企业与单个游离的企业相比具有融资优势。
이신식경제학작위분석공구，주요고찰집군기업여객호、금융궤구적관계。인위집군기업적산품신식능구차조우고객진행유효전파，절약료기업적신식생산성본，군내기업여단개유리적기업상비구유영소우세；집군시일개고효신식장，은행가이다거도획취기업신식，개선료은기간신식불대칭상황，군내기업여단개유리적기업상비구유융자우세。
Enterprises clusters not only enforce productivity of enterprises, impulse innovation and birth of enterprises, but also change condition of environment. Through basic analysis tools of information economics, the emphasis was put on discussing clusters enterprises, client and relationship of financial institution. The information of clusters enterprises product can be diffused effectively by clients, saving enterprises information cost. Clusters enterprises have advantage of distribution. Clusters are effective information field, bank can capture information of enterprises with many ways, and this improves the status of the asymmetry of information between banks and enterprises. Clus- ters enterprises have financing advantages.