改革
改革
개혁
Reform
2009年
5期
75~80
,共null页
农业信贷 风险 信用保障
農業信貸 風險 信用保障
농업신대 풍험 신용보장
agricultural credit, risk, credit safeguard
农业弱质性特征决定了农业信贷的高成本、高风险，农业信贷风险成为制约金融支持新农村建设的主要障碍。通过财政、金融等各种政策对农业进行保护和支持已成为国际惯例。完善我国农业信用保障机制，政府对农业融资应采取全方位的倾斜和支持、加快立法进程，发展农地金融制度，完善农业保障制度，系统构建不同层次的农业信用担保体系。
農業弱質性特徵決定瞭農業信貸的高成本、高風險，農業信貸風險成為製約金融支持新農村建設的主要障礙。通過財政、金融等各種政策對農業進行保護和支持已成為國際慣例。完善我國農業信用保障機製，政府對農業融資應採取全方位的傾斜和支持、加快立法進程，髮展農地金融製度，完善農業保障製度，繫統構建不同層次的農業信用擔保體繫。
농업약질성특정결정료농업신대적고성본、고풍험，농업신대풍험성위제약금융지지신농촌건설적주요장애。통과재정、금융등각충정책대농업진행보호화지지이성위국제관례。완선아국농업신용보장궤제，정부대농업융자응채취전방위적경사화지지、가쾌입법진정，발전농지금융제도，완선농업보장제도，계통구건불동층차적농업신용담보체계。
Agriculture is a weak industry,which make agricultural credit with the characteristic of high cost and high risk, and the agricultural credit risk has become the main barricade to develop new rural construction. It has become an international practice to protect and support agriculture through fiscal and monetary ,as well as other policies. To perfect the agricultural credit safeguard mechanism, government should give overall priority and support to agricultural credit, fasten legislation making, develop rural land financial system, pefect agricultural insurance system and build up all level system of credit guarantee.
