CAJ | 학술논문

从理论上对不完全竞争的我国农村金融市场进行资源配置分析，得出：金融主体（金融机构）以最高的价格满足农村金融的最低需求；发现：增加金融主体后，能够促进金融主体的供给和市场需求，从而提高农民和金融机构的收益，也即是发展竞争性农村金融市场是解决农村金融市场资源配置问题的关键；提出从机制构建和环境完善两个方面构建竞争性农村金融市场的政策建议。
종이론상대불완전경쟁적아국농촌금융시장진행자원배치분석，득출：금융주체（금융궤구）이최고적개격만족농촌금융적최저수구；발현：증가금융주체후，능구촉진금융주체적공급화시장수구，종이제고농민화금융궤구적수익，야즉시발전경쟁성농촌금융시장시해결농촌금융시장자원배치문제적관건；제출종궤제구건화배경완선량개방면구건경쟁성농촌금융시장적정책건의。
Analysing resource allocation of China＇s rural financial market in imperfect competition theory ,it is concluded that the main financial （financial institutions） meets the minimum financial requirements with the highest prices in rural areas. On this basis, it is shown that increasing financial institutions that promotes financial market supply and demand is capable improving both peasant＇s and bank＇s earnings, So that the development of competitive rural financial market is the solution to the problem of rural financial markets. Therefore, two aspects policy recommendations include mechanism and e environment building are proposed.