CAJ | 학술논문

最近政府放宽了对银行入股保险公司的限制，这表明我国银行保险的合作取得了突破性的进展。本文分析了银行入股保险公司的两个层面的动机；同时，也从多个角度对银行入股对保险公司乃至整个保险行业产生的影响进行了分析；最后，提出了银行保险合作模式的选择和相关建议。
최근정부방관료대은행입고보험공사적한제，저표명아국은행보험적합작취득료돌파성적진전。본문분석료은행입고보험공사적량개층면적동궤；동시，야종다개각도대은행입고대보험공사내지정개보험행업산생적영향진행료분석；최후，제출료은행보험합작모식적선택화상관건의。
Recently Chinese government has loosened its restrictions on bank shares in insurance companies, indicating that cooperation between banks and insurance companies in China has made breakthrough progress. This paper analyzes the motive of banks investing in insurance companies from two angles, and also analyzes the effect on insurance companies and insurance industry as a whole. Finally, it points out the necessity of following the path of comprehensive financial management, and recommends on the cooperation model between banks and insurance companies.