CAJ | 학술논문

2008年，由美国次贷危机引发的金融危机暴风骤雨般席卷全球，对世界主要经济体造成了巨大的冲击。虽然经济学家认为，这是一个经济问题，是由于金融监管不力和金融产品本身缺陷造成的。然而文章却认为：此次危机是世界经济功能失衡的结果；是世界经济体之间冲突、各经济部门之间及社会冲突的结果；是美国超前消费文化长期积累的结果。
2008년，유미국차대위궤인발적금융위궤폭풍취우반석권전구，대세계주요경제체조성료거대적충격。수연경제학가인위，저시일개경제문제，시유우금융감관불력화금융산품본신결함조성적。연이문장각인위：차차위궤시세계경제공능실형적결과；시세계경제체지간충돌、각경제부문지간급사회충돌적결과；시미국초전소비문화장기적루적결과。
In 2008, the financial crisis caused by the United States sub-loan crisis swept over the world and made a big impact on the main word economies. Although economists consider the crisis is a economic issue and results from weak financial supervision and financial shortcomings caused by the product itself, but this paper thinks that it is the result of functional imbalance of world economy and conflicts among the different world economies and various sectors of the economy and the long-term accumulation of the United States ahead of the consumer culture.