CAJ | 학술논문

金融市场是自由和创新的市场，金融市场自由创新是金融现代化的根本推动力量。但是，这一进程需要相应法律制度支持。否则，金融市场的发展将面临风险，甚至酿成灾难。由美国次贷危机引发而生的全球金融危机即是明证。这次全球金融危机考验全球范围内的国家和地区，我国也不能置身其外。我国政府高度重视应对金融危机，但主要还是采取经济发展模式的转换，对制度建设和法律改革没有从根本上加以重视。从国际金融实践和现代化发展过程来看，改革我国现有的金融法律制度已迫在眉睫。这些制度改革和完善要以自由原则和创新原则为基本原则，在此基础上，不仅要发挥制度本身的作用，同时也要兼顾政府监管。要摆正二者关系，以使中国资本市场既富有创新，同时也是高度法治市场。
금융시장시자유화창신적시장，금융시장자유창신시금융현대화적근본추동역량。단시，저일진정수요상응법률제도지지。부칙，금융시장적발전장면림풍험，심지양성재난。유미국차대위궤인발이생적전구금융위궤즉시명증。저차전구금융위궤고험전구범위내적국가화지구，아국야불능치신기외。아국정부고도중시응대금융위궤，단주요환시채취경제발전모식적전환，대제도건설화법률개혁몰유종근본상가이중시。종국제금융실천화현대화발전과정래간，개혁아국현유적금융법률제도이박재미첩。저사제도개혁화완선요이자유원칙화창신원칙위기본원칙，재차기출상，불부요발휘제도본신적작용，동시야요겸고정부감관。요파정이자관계，이사중국자본시장기부유창신，동시야시고도법치시장。
Financial market is a market of freedom and innovation. It is freedom and innovation that fundamentally promotes the modernization of finance. However, this course needs the support of corresponding legal systems, without which the development of financial market will suffer risk or even disaster. The global financial crisis triggered by U.S. subprime mortgage crisis is obvious evidence. Worldwide, the countries and regions are affected by the global financial crisis, and China can be of no exception. While Chinese government has attached great importance to the fight against financial crisis, it has mainly adopted the measures of model change in economic development just ignoring the institutional construction and legal reform. In view of international financial practices and the development course of modernization, it is imminent to reform China＇s existing financial legal systems. To reform and improve these systems, the basic principles should be the principle of freedom and the principle of innovation. On that basis, we should not only wield the power of systems themselves but also take into consideration the government supervision and control. It is imperative to coordinate the relationship between the two so that China＇ s capital market can be both full of innovation and on a high level of rule of law.