CAJ | 학술논문

随着中国经济的高速发展，民营企业已经成为国民经济的重要组成部分，民营企业在迅速发展的同时，由于自身缺陷和外部环境多种因素也遇到许多问题，其中特别突出的问题是融资困难。文章分析了我国民营企业融资现状和存在的问题，就解决其融资难的问题提出相关对策：完善民营企业自身的管理和结构；建立多层次的资本市场，拓宽直接融资渠道；国有商业银行对民营企业增加服务项目和降低门槛，拓宽间接融资渠道；增建多种形式的中小企业金融机构。
수착중국경제적고속발전，민영기업이경성위국민경제적중요조성부분，민영기업재신속발전적동시，유우자신결함화외부배경다충인소야우도허다문제，기중특별돌출적문제시융자곤난。문장분석료아국민영기업융자현상화존재적문제，취해결기융자난적문제제출상관대책：완선민영기업자신적관리화결구；건립다층차적자본시장，탁관직접융자거도；국유상업은행대민영기업증가복무항목화강저문함，탁관간접융자거도；증건다충형식적중소기업금융궤구。
With China＇s rapid economic development, China＇s private-owned enterprises have become an important component of the national economy. However, in the meantime of the rapid development of private-owned enterprises, due to the shortcomings of itself and external environment and variety of factors, it has encountered many problems; the prominent problem is financing difficulties. A few suggestions on solving the financing problem of China＇s private-owned enterprises were made in this paper： First, establish and perfect the corporate governance structure; Secondly, establish and improve a multi-level capital market, the private-owned enterprises can expand the direct financing channels; In addition, it would be able to broaden indirect financing channels.