金融理论与实践
金融理論與實踐
금융이론여실천
Financial Theory and Practice
2010年
5期
117~118
,共null页
公积金贷款 管理风险 信贷规模
公積金貸款 管理風險 信貸規模
공적금대관 관리풍험 신대규모
Housing Accumulation Fund Loans; Management Risks; Credit Scale
近年来，住房公积金贷款作为国家政策性住房金融的主体，已成为广大城镇职工、居民个人购房贷款首选的贷款方式，但随着信贷规模的不断扩大，贷款风险也不断增强。为此应积极采取有效措施，促使住房公积金贷款稳健发展。
近年來，住房公積金貸款作為國傢政策性住房金融的主體，已成為廣大城鎮職工、居民箇人購房貸款首選的貸款方式，但隨著信貸規模的不斷擴大，貸款風險也不斷增彊。為此應積極採取有效措施，促使住房公積金貸款穩健髮展。
근년래，주방공적금대관작위국가정책성주방금융적주체，이성위엄대성진직공、거민개인구방대관수선적대관방식，단수착신대규모적불단확대，대관풍험야불단증강。위차응적겁채취유효조시，촉사주방공적금대관은건발전。
As the mainstay of the national housing policy finance, housing accumulation fund loans has become the first choice for individual housing mortgages by the major urban workers and residents.However, as the credit scale is expanding,the loan risks are heightening continuously. This text points out we should be full aware of the problems in supervising and operating of housing accumulation fund loans and take effective measures positively to help its development steadily, support improving the housing conditions for people with powerful credit financing backing.
