湖南大学学报：社会科学版
湖南大學學報：社會科學版
호남대학학보：사회과학판
Journal of Hunan University(Social Sciences)
2010年
3期
156~160
,共null页
两型社会 环境污染责任保险 相互保险
兩型社會 環境汙染責任保險 相互保險
량형사회 배경오염책임보험 상호보험
two-oriented society; environmental pollution liability insurance; mutual insurance
环境污染责任保险利于两型社会建设,但在开展中存在供给不足。基于原因分析,结合西方经济学原理,得出两型社会建设中供给不足解决机理,即实施相互环境污染责任保险可有效增加供给,促使供需以合理费率达到均衡,且两型社会建设的特点使之可行。在实施中,建议加强环保法制建设、组建区域相互保险公司、采用预收保险费制、扩大承保范围及完善环保配套机制等。
環境汙染責任保險利于兩型社會建設,但在開展中存在供給不足。基于原因分析,結閤西方經濟學原理,得齣兩型社會建設中供給不足解決機理,即實施相互環境汙染責任保險可有效增加供給,促使供需以閤理費率達到均衡,且兩型社會建設的特點使之可行。在實施中,建議加彊環保法製建設、組建區域相互保險公司、採用預收保險費製、擴大承保範圍及完善環保配套機製等。
배경오염책임보험리우량형사회건설,단재개전중존재공급불족。기우원인분석,결합서방경제학원리,득출량형사회건설중공급불족해결궤리,즉실시상호배경오염책임보험가유효증가공급,촉사공수이합리비솔체도균형,차량형사회건설적특점사지가행。재실시중,건의가강배보법제건설、조건구역상호보험공사、채용예수보험비제、확대승보범위급완선배보배투궤제등。
Environmental pollution liability insurance is conducive to the construction of the Two-oriented Society,but insufficient supply existed in practice.Based on cause analysis and economics theory,this article educes a solving mechanism,that is,through practice mutual environmental pollution liability insurance,the supply will efficiently increase and the supply-demand equilibrium will realize with reasonable rate.Moreover,the characteristics of the Two-oriented Society make it possible.While implementing,the paper suggests improving environmental protection legislation,establishing regional mutual insurance companies,adopting prepayment type while charging premium and enlarging the underwriting scope,etc.
