国际金融研究
國際金融研究
국제금융연구
Studies of International Finance
2010年
6期
79~85
,共null页
银行危机 金融开放度 金融发展程度
銀行危機 金融開放度 金融髮展程度
은행위궤 금융개방도 금융발전정도
Banking Crises; Financial Openness; Financial Development
本文选取全球60个国家1981-2004年的大样本数据运用Panel Logit模型研究了不同金融开放度与发展程度下银行危机生成机制的差异。本文的贡献在于：一是将金融结构指标中的金融自由化、存款保险制度、政府治理指数、金融结构指数纳入实证中，增加了模型的普适性；二是依据金融开放程度与金融发展程度分组控制研究了银行危机生成机制的不同差异，为银行危机的生成机制提供了补充说明。
本文選取全毬60箇國傢1981-2004年的大樣本數據運用Panel Logit模型研究瞭不同金融開放度與髮展程度下銀行危機生成機製的差異。本文的貢獻在于：一是將金融結構指標中的金融自由化、存款保險製度、政府治理指數、金融結構指數納入實證中，增加瞭模型的普適性；二是依據金融開放程度與金融髮展程度分組控製研究瞭銀行危機生成機製的不同差異，為銀行危機的生成機製提供瞭補充說明。
본문선취전구60개국가1981-2004년적대양본수거운용Panel Logit모형연구료불동금융개방도여발전정도하은행위궤생성궤제적차이。본문적공헌재우：일시장금융결구지표중적금융자유화、존관보험제도、정부치리지수、금융결구지수납입실증중，증가료모형적보괄성；이시의거금융개방정도여금융발전정도분조공제연구료은행위궤생성궤제적불동차이，위은행위궤적생성궤제제공료보충설명。
By applying the Panel Logit model with a large sample data selected in 60 countries between 1981 and 2004, the authors have studied the differences in the formation mechanism of banking crises with the different levels of financial openness and development. The two main contributions of this thesis lied in bringing some of the financial structure indicators of financial liberalization, deposit insurance system, governance index, the financial structure index into empirical demonstra- tion to enhance the universality of the model, and manipulatively studying the difference of the formation mechanism in bank- ing crises by dividing the research objects into groups with different levels of financial openness and development, which have provided a supplementary explanation in the formation mechanism of banking crises.
