上海金融
上海金融
상해금융
Shanghai Finance
2010年
6期
12~17
,共null页
金融脱媒 金融中介 交易成本
金融脫媒 金融中介 交易成本
금융탈매 금융중개 교역성본
Financial Disintermediation; Financial Intermediary; Transaction Cost
已有文献对金融脱媒的理解多与各国的金融实践相联系,对金融脱媒的产生、作用机理和发展趋势的讨论缺少理论支持。本文首先就国内外文献对金融脱媒的定义进行了梳理并以此为基础明确了金融脱媒的概念,然后尝试以金融中介理论发展为脉络,利用金融中介理论中各观点的互补性,从多个角度对金融脱媒进行了诠释。
已有文獻對金融脫媒的理解多與各國的金融實踐相聯繫,對金融脫媒的產生、作用機理和髮展趨勢的討論缺少理論支持。本文首先就國內外文獻對金融脫媒的定義進行瞭梳理併以此為基礎明確瞭金融脫媒的概唸,然後嘗試以金融中介理論髮展為脈絡,利用金融中介理論中各觀點的互補性,從多箇角度對金融脫媒進行瞭詮釋。
이유문헌대금융탈매적리해다여각국적금융실천상련계,대금융탈매적산생、작용궤리화발전추세적토론결소이론지지。본문수선취국내외문헌대금융탈매적정의진행료소리병이차위기출명학료금융탈매적개념,연후상시이금융중개이론발전위맥락,이용금융중개이론중각관점적호보성,종다개각도대금융탈매진행료전석。
Most literatures on the perception of financial disintermediation are concerned with the financial practices in each country, and seldom provide theoretical support to the discussion of the emergence,affecting mechanism and development trend of financial disintermediation. At first, this paper restudies the definition of financial disintermediation in the literatures and brings forward a clear concept of financial disintermediation. Taking the development of financial intermediary theory as timeline, this paper takes advantage of various viewpoints and tries to interpret financial disintermediation from multiply perspectives.