哈尔滨商业大学学报：社会科学版
哈爾濱商業大學學報：社會科學版
합이빈상업대학학보：사회과학판
Journal of Harbin University of Commerce:Social Science Edition
2010年
5期
57~62
,共null页
农村资金互助组织 复合合作 下行渠道 人格化交易
農村資金互助組織 複閤閤作 下行渠道 人格化交易
농촌자금호조조직 복합합작 하행거도 인격화교역
financial self-help groups in rural areas; composite co-operation; downlink channels; personification trading
当前农村金融的主要矛盾是农民信贷需求旺盛与金融的有效供给不足,而农村资金互助组织可以通过重构农村资金流转机制,使农村小额的闲散资金聚集然后流向农民中资金需求方,实现农村资金在农村内部安全高效运转,并提供城镇资金流入农村的渠道,从而扩大农村资金的有效供给。农村资金互助组织或许是未来农村金融发展的出路所在。
噹前農村金融的主要矛盾是農民信貸需求旺盛與金融的有效供給不足,而農村資金互助組織可以通過重構農村資金流轉機製,使農村小額的閒散資金聚集然後流嚮農民中資金需求方,實現農村資金在農村內部安全高效運轉,併提供城鎮資金流入農村的渠道,從而擴大農村資金的有效供給。農村資金互助組織或許是未來農村金融髮展的齣路所在。
당전농촌금융적주요모순시농민신대수구왕성여금융적유효공급불족,이농촌자금호조조직가이통과중구농촌자금류전궤제,사농촌소액적한산자금취집연후류향농민중자금수구방,실현농촌자금재농촌내부안전고효운전,병제공성진자금류입농촌적거도,종이확대농촌자금적유효공급。농촌자금호조조직혹허시미래농촌금융발전적출로소재。
The principal contradiction in the current rural finance is the lack of effective supply of farmers credit demand.however,The effective supply of rural capital can be extended by reconstruction of rural financial transfer mechanism,which gather the rural small amount of idle capital and flow to demand-side financing,in addition,The fianancial self-help groups can provide channels for the inflow of capital from Cities and towns to rural areas.Financial self-help groups in rural areas may be the future way out of rural financial development.
