财经科学
財經科學
재경과학
Finance and Economics
2010年
10期
34~40
,共null页
农村金融 放松管制 国家效用函数 动力机制
農村金融 放鬆管製 國傢效用函數 動力機製
농촌금융 방송관제 국가효용함수 동력궤제
Rural Finance; Deregulation; National Utility Function; Power Mechanism
现有关于农村金融放松管制的研究多集中于对策层面。本文通过构建国家放松农村金融管制的效用函数,分析我国农村金融放松管制的动力机制。研究表明,在转轨经济中,当影响国家效用函数最大化的约束因素突破国家承受底线,进而降低国家效用时,国家会做出放松管制的决策。随着转轨经济的完成,国家效用函数会从租金偏好转为效率偏好,这会带来进一步的放松管制,以提升农村金融效率。
現有關于農村金融放鬆管製的研究多集中于對策層麵。本文通過構建國傢放鬆農村金融管製的效用函數,分析我國農村金融放鬆管製的動力機製。研究錶明,在轉軌經濟中,噹影響國傢效用函數最大化的約束因素突破國傢承受底線,進而降低國傢效用時,國傢會做齣放鬆管製的決策。隨著轉軌經濟的完成,國傢效用函數會從租金偏好轉為效率偏好,這會帶來進一步的放鬆管製,以提升農村金融效率。
현유관우농촌금융방송관제적연구다집중우대책층면。본문통과구건국가방송농촌금융관제적효용함수,분석아국농촌금융방송관제적동력궤제。연구표명,재전궤경제중,당영향국가효용함수최대화적약속인소돌파국가승수저선,진이강저국가효용시,국가회주출방송관제적결책。수착전궤경제적완성,국가효용함수회종조금편호전위효솔편호,저회대래진일보적방송관제,이제승농촌금융효솔。
The existing studies about rural finance deregulation are more focus on the measures.In this paper,we build a national utility function of rural finance regulation,and then study the power mechanism of rural finance deregulation.We find that,in transition economy,when the maximization of the utility function constraints break the national bear bottom line,reduce the national utility,the State will make deregulation decisions.When the transition economy is completed,the state utility function will prefer efficiency to rent,and this will lead to further deregulation.Thus,we should give more deregulation of the rural financial markets and improve the efficiency of rural finance.
