西北大学学报:哲学社会科学版
西北大學學報:哲學社會科學版
서북대학학보:철학사회과학판
Journal of Northwest University(Philosophy and Social Sciences Edition)
2010年
6期
80~84
,共null页
大学生失业 大学生失业保险 失业保险的供给
大學生失業 大學生失業保險 失業保險的供給
대학생실업 대학생실업보험 실업보험적공급
unemployment of college student; college students' unemployment insurance ; the supply of unemployment insurance
通过问卷调查、定性与定量相结合等分析方法对中国大学生失业保险的需求与供给进行分析,结果袁明,大学生失业保险具有很大的潜在需求,绝大部分大学生具有购买意愿,但对保费及保险给付金持观望态度。从供给看,目前政府推行的大学生“低保”制度既有失公平性,又缺乏激励性,而商业保险的供给又不具可行性。基于失业保险的供求特征,提出了中国大学生失业保险的供给模式及相关配套政策措施。
通過問捲調查、定性與定量相結閤等分析方法對中國大學生失業保險的需求與供給進行分析,結果袁明,大學生失業保險具有很大的潛在需求,絕大部分大學生具有購買意願,但對保費及保險給付金持觀望態度。從供給看,目前政府推行的大學生“低保”製度既有失公平性,又缺乏激勵性,而商業保險的供給又不具可行性。基于失業保險的供求特徵,提齣瞭中國大學生失業保險的供給模式及相關配套政策措施。
통과문권조사、정성여정량상결합등분석방법대중국대학생실업보험적수구여공급진행분석,결과원명,대학생실업보험구유흔대적잠재수구,절대부분대학생구유구매의원,단대보비급보험급부금지관망태도。종공급간,목전정부추행적대학생“저보”제도기유실공평성,우결핍격려성,이상업보험적공급우불구가행성。기우실업보험적공구특정,제출료중국대학생실업보험적공급모식급상관배투정책조시。
This paper studies the demand and supply of college students' unemployment insurance in China by adopting questionnaire survey, qualitative and quantitative analysis. The findings are: there is a great potential demand for college students' unemployment insurance. The majority of the surveyed college students have high purchase intention, they, however, wait and see the fair and reasonable insurance premium and unemployment benefits. On the supply side. the existing oilot "minimum living benefits" scheme is both inequity and lack of incentive. The private insurance is not feasible. Based on the characteristics of unemployment insurance and the current situations in China, a development model of college students' unemployment insurance and the related supporting policies are suggested.