CAJ | 학술논문

在分析金融危机对我国银行业影响的基础上,对银行业的＂去杠杆化＂策略进行实证分析。通过建立回归模型,分析了杠杆率的降低对银行业业绩的影响。研究结果表明：在金融危机背景下,银行业适当＂去杠杆化＂具有抵御风险的作用,会对其经营业绩产生积极影响。
재분석금융위궤대아국은행업영향적기출상,대은행업적＂거강간화＂책략진행실증분석。통과건립회귀모형,분석료강간솔적강저대은행업업적적영향。연구결과표명：재금융위궤배경하,은행업괄당＂거강간화＂구유저어풍험적작용,회대기경영업적산생적겁영향。
Through discussing the impacts of financial crisis on China＇s banking sectors,this paper empirically studies and demonstrates the de-leverage policies of banking sectors in China.Through constructing the regression model,it analyzes the effects of de-leverage policies on the performance of banking sectors.The result shows that the banking sector making use of the de-leverage policies in a controlled way can resist financial risk,which has a positive effect on the performance.