财经论丛
財經論叢
재경론총
Collected Essays On Finance and Economics
2011年
5期
72~78
,共null页
联保贷款 担保 法律制度
聯保貸款 擔保 法律製度
련보대관 담보 법률제도
joint guarantee loan; guarantee; legal system
"联保贷款"是一种特殊的信用担保形式,浙江省诸暨市和开化县两地推出的"联保贷款"各具特色,具有鲜明法律特征,取得了明显的经济效益和社会效益,但"联保贷款"制度还存在一定的法律问题,需要进一步规范和完善。
"聯保貸款"是一種特殊的信用擔保形式,浙江省諸暨市和開化縣兩地推齣的"聯保貸款"各具特色,具有鮮明法律特徵,取得瞭明顯的經濟效益和社會效益,但"聯保貸款"製度還存在一定的法律問題,需要進一步規範和完善。
"련보대관"시일충특수적신용담보형식,절강성제기시화개화현량지추출적"련보대관"각구특색,구유선명법률특정,취득료명현적경제효익화사회효익,단"련보대관"제도환존재일정적법률문제,수요진일보규범화완선。
Joint guarantee loan is a special kind in credit guaranty.There are two kinds of loans having been applied in Zhuji city and Kaihua county in Zhejiang province.They have distinct legal characteristics,and make obvious economic and social benefits as well.But joint guarantee loan system still has certain legal issues which need further standardize and improve.