中国社会科学院研究生院学报
中國社會科學院研究生院學報
중국사회과학원연구생원학보
Academic Journal Graduate School Chinese Academy of Social Sciences
2011年
5期
81~85
,共null页
按揭房屋 夫妻财产 婚姻伦理
按揭房屋 伕妻財產 婚姻倫理
안게방옥 부처재산 혼인윤리
mortgage house; husband and wife＇s property; marital ethics
按揭贷款购房涉及的法律关系较为复杂，应认定为夫妻共同财产还是个人财产以及在离婚时如何分割，一直是司法实践中的难题。日前最高人民法院向社会公布了《关于适用〈中华人民共和国婚姻法）若干问题的解释（三）》（征求意见稿），其中对夫妻按揭房屋的权属关系作了明确规定。但从伦理层面加以审视，这些规定过于重视对个人财产的保护，忽视了夫妻财产的伦理特征，在立法理念和价值取向上存在着诸多伦理缺失，正式立法时应对这些缺失加以补正。
按揭貸款購房涉及的法律關繫較為複雜，應認定為伕妻共同財產還是箇人財產以及在離婚時如何分割，一直是司法實踐中的難題。日前最高人民法院嚮社會公佈瞭《關于適用〈中華人民共和國婚姻法）若榦問題的解釋（三）》（徵求意見稿），其中對伕妻按揭房屋的權屬關繫作瞭明確規定。但從倫理層麵加以審視，這些規定過于重視對箇人財產的保護，忽視瞭伕妻財產的倫理特徵，在立法理唸和價值取嚮上存在著諸多倫理缺失，正式立法時應對這些缺失加以補正。
안게대관구방섭급적법률관계교위복잡，응인정위부처공동재산환시개인재산이급재리혼시여하분할，일직시사법실천중적난제。일전최고인민법원향사회공포료《관우괄용〈중화인민공화국혼인법）약간문제적해석（삼）》（정구의견고），기중대부처안게방옥적권속관계작료명학규정。단종윤리층면가이심시，저사규정과우중시대개인재산적보호，홀시료부처재산적윤리특정，재입법이념화개치취향상존재착제다윤리결실，정식입법시응대저사결실가이보정。
Many complex legal relationships are involved in the purchase of mortgage houses. It is difficult to recognize whether the mortgage house is common property or personal property for the divorced couple and how to split the property in judicial practice. Recently the Supreme Court released the Judicial Interpretation （c） （Draft） of Marriage Law, which has some regulations addressing the ownership of mortgage houses. However, from the ethical dimension, it can be learned that these regulations underline too much the protection of personal property, and ignore the ethical characteristics of marital property. It is concluded in this paper that it is lack of ethical consideration in the legislative philosophy and value orientation of the Judicial Interpretation （c） （Draft） of Marriage Law. Therefore, these defects should be rectified in formal legislation.
