中国行政管理
中國行政管理
중국행정관리
Chinese Public Administration
2011年
11期
65~68
,共null页
银行并购 政府角色 产权制度改革
銀行併購 政府角色 產權製度改革
은행병구 정부각색 산권제도개혁
Bank M＆A; government role; reform of property rights
商业银行的国有产权性质以及银行并购法律体系不完善等原因,导致我国长期以来出现政府居于主导者地位但却忽视常规审查者、垄断审查者职责等错位现象。而政府角色错位必然产生并购效率低下、削弱优势银行竞争实力等弊端,难以适应经济全球化和我国金融业对外全面开放的新形势。因此,应通过改革银行产权制度和完善银行并购法律体系等途径以淡化政府对银行并购的直接干预,赋予政府在银行并购中监管者和服务者的角色定位,同时合理调整其救济者角色。
商業銀行的國有產權性質以及銀行併購法律體繫不完善等原因,導緻我國長期以來齣現政府居于主導者地位但卻忽視常規審查者、壟斷審查者職責等錯位現象。而政府角色錯位必然產生併購效率低下、削弱優勢銀行競爭實力等弊耑,難以適應經濟全毬化和我國金融業對外全麵開放的新形勢。因此,應通過改革銀行產權製度和完善銀行併購法律體繫等途徑以淡化政府對銀行併購的直接榦預,賦予政府在銀行併購中鑑管者和服務者的角色定位,同時閤理調整其救濟者角色。
상업은행적국유산권성질이급은행병구법률체계불완선등원인,도치아국장기이래출현정부거우주도자지위단각홀시상규심사자、롱단심사자직책등착위현상。이정부각색착위필연산생병구효솔저하、삭약우세은행경쟁실력등폐단,난이괄응경제전구화화아국금융업대외전면개방적신형세。인차,응통과개혁은행산권제도화완선은행병구법률체계등도경이담화정부대은행병구적직접간예,부여정부재은행병구중감관자화복무자적각색정위,동시합리조정기구제자각색。
Due to the disproportionately large share of state-owned shares in commercial banks and the imperfect legal system resulted in the government-led mergers and acquisitions,the current role of government brought about inefficient bank MA,and undermined the competitive advantages of banks.It isn＇t suited to the new situation of economic globalization and the all-round liberalization of China＇s financial sector.We need to gradually dilute the government＇s direct intervention,and strengthen its role of regulator and service provider.At the same time,the government＇s role of relief needs to be adjusted.To meet this target,we must fundamentally optimize the ownership structure of commercial banks,and improve the legal system of commercial bank mergers and acquisitions.
