上海金融
上海金融
상해금융
Shanghai Finance
2011年
12期
86~91
,共null页
贷款转让市场 通知 担保责任 效力
貸款轉讓市場 通知 擔保責任 效力
대관전양시장 통지 담보책임 효력
Loan Transfer Market; Notification; Obligation under Bond; Validity
本文从法学角度论述贷款转让的基本法学原理，分析目前我国贷款转让市场发展中面临的主要法律障碍．指出银监会有关信贷资产转让的“102号规章”在立法精神上倒退到30年前的计划经济时代，成为目前信贷资产转让市场停滞不前的制度障碍，有必要加以修订。
本文從法學角度論述貸款轉讓的基本法學原理，分析目前我國貸款轉讓市場髮展中麵臨的主要法律障礙．指齣銀鑑會有關信貸資產轉讓的“102號規章”在立法精神上倒退到30年前的計劃經濟時代，成為目前信貸資產轉讓市場停滯不前的製度障礙，有必要加以脩訂。
본문종법학각도논술대관전양적기본법학원리，분석목전아국대관전양시장발전중면림적주요법률장애．지출은감회유관신대자산전양적“102호규장”재입법정신상도퇴도30년전적계화경제시대，성위목전신대자산전양시장정체불전적제도장애，유필요가이수정。
Focusing on the basic legal principles of loan transfer, the article analyzes major legal obstacles confronting the development of loan transfer market in China. It points out that the No. 102 Notice of China Banking Regulatory Commission on further regulating the credit asset transfer business of banking financial institutions retrogrades to the era of plan economy 30 years ago, thus becomes the institutional obstacle hindering the development of credit asset transfer, and needs to be revised.
