林业经济
林業經濟
임업경제
Forestry Economics
2011年
11期
31~36
,共null页
许宇鹏 石道金 王天东 邱保印 杨丽霞
許宇鵬 石道金 王天東 邱保印 楊麗霞
허우붕 석도금 왕천동 구보인 양려하
林权抵押贷款 借贷需求行为 Logit模型
林權牴押貸款 藉貸需求行為 Logit模型
림권저압대관 차대수구행위 Logit모형
forest property collateral loan; credit demand behavior; Logit model
基于南方集体林区5省1496户样本农户数据，运用Logit模型估计林权抵押贷款政策对农户借贷需求行为差异的影响进行分析。结果表明，农户家庭拥有林权证、农户家庭林地流转行为、农户家庭是否会利用林权证作为抵押物获得贷款、政府财政贴息政策等，对农户借贷需求行为均有显著的正影响。而林权证的所有者归属对农户借贷需求行为有显著的负影响。
基于南方集體林區5省1496戶樣本農戶數據，運用Logit模型估計林權牴押貸款政策對農戶藉貸需求行為差異的影響進行分析。結果錶明，農戶傢庭擁有林權證、農戶傢庭林地流轉行為、農戶傢庭是否會利用林權證作為牴押物穫得貸款、政府財政貼息政策等，對農戶藉貸需求行為均有顯著的正影響。而林權證的所有者歸屬對農戶藉貸需求行為有顯著的負影響。
기우남방집체림구5성1496호양본농호수거，운용Logit모형고계림권저압대관정책대농호차대수구행위차이적영향진행분석。결과표명，농호가정옹유림권증、농호가정임지류전행위、농호가정시부회이용림권증작위저압물획득대관、정부재정첩식정책등，대농호차대수구행위균유현저적정영향。이림권증적소유자귀속대농호차대수구행위유현저적부영향。
Based on a set of survery data of 1496 farmers in 6 provinces, this paper analyzed the influencing factors about demand behavior of determinants of peasant households between forest property collateral loans. The results showed that： forest property right, forestland transferring, will of peasant households for forest property collat- eral loan, interest payments for peasant households have obviously positive influence on farmers＇ demand behavior. However the owners of forest property rights have obviously negative influence on farmers＇ demand behavior.
